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Hi friend,

The question you have asked is one about specific expenditure of resources. I don't like to answer these questions for various reasons; I don't want the accountability if it doesn't work out for you and I'd like to encourage you to think through these issues for yourself.

I would refer you to my guide to general preparedness, which may give you a hint as to what I think you should do.

I would also point you to Xobai's excellent guide to gold.